GiudittaUp to €3300 in reimbursement per year. This is the maximum reimbursement that each individual can receive for the 2021 State cashback, replica of the Christmas Cashback 2020, with some important news.
In this short guide we will see how the 2021 cashback works, how to get the refund, what goods are included and all the other useful information.
What is the State Cashback 2021
It all starts with the Government's desire to encourage the use of electronic money, the main reason for the Cashless Italia plan launched in December 2020. This plan also includes the State Cashback 2021 initiative, which like the others aims to discourage tax evasion and promote a digital renewal in the spending habits of Italian citizens.
Cashback is a 10% refund on every purchase made via POS in a commercial establishment.
Unlike the Christmas 2020 cashback, it is valid all year round. Refunds will arrive at the end of each semester, so for a purchase made in January 2021, the 10% refund will arrive after July 2021.
Cashback Minimum and Maximum Limits 2021
The good news is that There is no minimum limit of refund for single purchase: you can be reimbursed for up to €10 of spending.
But there is a minimum purchase limit to access the initiative, i.e. 50 purchases per semester (January-June and July-December).
The limit maximum for each purchase instead it is set at €150, so the maximum refund you can receive per purchase is €15. Spending more, you will still not get more than €15 in refund.
Instead the maximum limit of refund receivable in semester it has been set at €150.
Requirements for the 2021 State Cashback
Only people with all of these characteristics can participate in the initiative:
- Residence in Italy
- Possession of Visa or Mastercard payment card
- IBAN or current account to which refunds can be loaded
- Payment at the point of sale, not online
- Activation of the 2021 State Cashback (as we explain later).
Even several people from the same family unit can participate, without having to have a low income or declare their ISEE.
In short, there is no deception: it is a measure aimed at everyone.
What items can be purchased
The novelty of the 2021 State cashback is that there are no limits on the type of purchase. So, the green light is also given to fuel, bills e gift cards (also amazon, provided that it is purchased in a physical store by paying with the POS).
As already mentioned, online purchases are excluded, but nothing prevents you from ordering an item online and paying at the point of sale.
How to activate the State Cashback 2021
Anyone who had already signed up for the Christmas cashback is automatically considered to be signed up for the new 2021 State cashback.
For everyone else, the most popular route is to download theIO app. Here you just need to enter the data of the cards you will use to make purchases - Mastercard and Visa, as we have seen - and the app will automatically manage everything else.
From within the app you can see in real time how much of your refund has accumulated, so you can monitor the various minimum and maximum thresholds.
But the IO app is not the only one: you can also use the famous payment apps Satispay, Hyper or YAP, by activating the cashback function within the program.
State Cashback 2021 with Postepay and Banco Posta
Recently, Poste Italiane and BancoPosta also allow you to activate the 2021 state cashback directly from their respective apps, without needing to download the IO app.
Simply access the app, select "Piano Italia Cashless-Cashback" and go to the account/card details section to enter the IBAN or Postepay Evolution on which you wish to receive the refund.
Finally, you select the cards that will be used.
What is the super cashback 2021
For the 100 people who make the most purchases with these methods, there is a €1500 bonus refund in store. Please note that this does not refer to spending, but simply to the number of purchases. You can see the real-time ranking of the most active consumers directly from the IO app.
The success of Christmas cashback
The initiative has so far been a great success, with over 6 million citizens joining the 2020 Christmas cashback, for a total of 160 million euros in refunds.
Proof of the fact that involving a potential buyer in purchase gratification mechanisms (such as refunds, games and "prizes") can be a winning choice for those who sell goods.
